Indian Overseas Bank LBO Exam Pattern 2025: Structure & Marking Scheme

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Easetolearn will give students all the information regarding the Indian Overseas Bank LBO Exam Pattern 2025. It will make it easier for students to understand the pattern of the IOB Local Bank Officer exam like the total number of questions, marking scheme, sections of the exam, and duration of the exam.

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Indian Overseas Bank LBO Exam Pattern 2025

The Indian Overseas Bank Local Bank Officer (LBO) Exam 2025 is an online objective-type test structured to assess candidates across four key areas. Below are the detailed exam pattern features:

• Mode of Exam:Online (Computer-Based Test)
• Total Questions:140
• Total Marks:200
• Exam Duration:3 hours (180 minutes)
• Sectional Timing:Each section has a fixed time limit; candidates cannot move between sections freely.
• Negative Marking:0.25 marks will be deducted for each incorrect answer.
• Sectional Qualifying Marks:
• 35% for Unreserved Category candidates.
• 30% for Reserved Category candidates.

Indian Overseas Bank LBO Language Proficiency Test (LPT) 2025

Candidates who clear the online examination must appear for the Language Proficiency Test (LPT) to demonstrate their reading, writing, and speaking abilities in the local language of the state they have applied for.

This stage is mandatory-failure to qualify in the LPT will result in disqualification from the selection process. However, candidates who can provide a marksheet or certificate from their 10th or 12th standard showing that they studied the specified local language as a subject are exempted from taking the LPT

Indian Overseas Bank LBO Personal Interview 2025

Candidates who successfully clear the Online Examination and qualify in the Language Proficiency Test (LPT) will be called for the Personal Interview round. During this stage, the bank evaluates the candidate’s communication skills, confidence, and subject knowledge. The minimum qualifying marks for the interview will be determined by the bank.

Indian Overseas Bank LBO Final Selection 2025

The final merit list will be compiled by combining candidates’ scores from the Online Examination (weighted at 80%) and the Personal Interview (weighted at 20%).

Selection will be conducted on a state-wise and category-wise basis, with only the highest-ranking candidates in each list appointed as Local Bank Officers. Results for every stage of the process will be published on the bank’s official website.

Indian Overseas Bank LBO Exam Pattern 2025 : FAQs

1. What is the format of the IOB LBO exam?
The IOB LBO exam is an online test consisting of multiple-choice questions.
2. How many sections are there in the IOB LBO exam?
The exam consists of four sections: Reasoning and Computer Aptitude, General Awareness, Data Analysis and Interpretation, and English Knowledge.
3. What is the total number of questions in the IOB LBO exam?
There are 140 objective-type questions in the exam.
4. What is the duration of the IOB LBO exam?
The total duration of the exam is 3 hours.
5. Is there any sectional timing in the IOB LBO exam?
Yes, each section has a fixed time limit.
6. How many questions are asked in each section of the IOB LBO exam?
The number of questions in each section may vary, but Reasoning and Computer Aptitude and Data Analysis and Interpretation typically have more questions.
7. What is the marking scheme for the IOB LBO exam?
There is negative marking of 0.25 marks for each incorrect answer.
8. Are all sections equally weighted in the IOB LBO exam?
No, the weightage of sections may vary, but Reasoning and Data Analysis sections typically carry more weight.
9. Is there any sectional cut-off in the IOB LBO exam?
Yes, candidates need to score at least 35% in each section for Unreserved Category and 30% for Reserved Category candidates.
10. How is the final merit list prepared in the IOB LBO exam?
The final merit list is prepared based on the candidate's total score.