SBI CBO Exam Pattern & Structure Details 2025
Explore SBI CBO exam pattern 2025 for a clear understanding. Sections, marking, & test structure insights included.

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SBI Circle Based Officer Exam Pattern 2025
The SBI Circle Based Officer (CBO) 2025 selection process consists of three stages:
- Online Test
- Screening
- Interview
SBI CBO Online Test Pattern 2025
1. The SBI CBO 2025 online test pattern consists of two parts: Objective Test and Descriptive Test.
2. The Objective Test is further divided into four sections, which are as follows:
- English Language
- Banking Knowledge
- General Awareness/Economy
- Computer Aptitude
3. The total marks for the Objective Test are 120.
4. The total marks for the Descriptive Test (comprising Letter Writing and Essay Writing) are 50. 5. The duration of the Objective Test is 2 hours, and the duration of the Descriptive Test is 30 minutes
Marking Scheme
- Each correct answer in the Objective Test carries 1 mark.
- There is no negative marking for unattempted questions in the Objective Test.
- There is no negative marking for wrong answers marked in Objective Tests.
- Each correct answer in the Descriptive Test carries the specified marks.
- There is no negative marking for incorrect answers in the Descriptive Test.
Objective Test Pattern –
Test Name |
No. of Questions |
Max. Marks |
Exam Duration |
English Language |
30 |
30 |
30 min |
Banking Knowledge |
40 |
40 |
40 min |
General Awareness/Economy |
30 |
30 |
30 min |
Computer Aptitude |
20 |
20 |
20 min |
Total |
120 |
120 |
120 min (2 hours) |
Descriptive Test Pattern –
Topics |
No of Questions |
Max Marks |
Exam Duration |
Letter Writing |
01 |
25 |
30 mins |
Essay-250 words on banking related |
01 |
25 |
|
Total |
02 |
50 |
30 mins |
SBI CBO Screening 2025
The screening process in SBI CBO 2025 exam is the second stage of the selection process. After the online test, the online application and documents of candidates who qualify in the online test will be placed before the Screening Committee to examine whether the candidates fulfill the required eligibility criteria of experience. The bank will constitute a shortlisting committee that will decide the shortlisting parameters. The same committee will also decide the number of candidates to be shortlisted in the screening round and be called for an interview. Candidates who pass the screening stage will be called for an interview
SBI CBO Interview 2025
The interview in the SBI CBO 2025 exam consists of 50 marks, and candidates have to score the minimum qualifying marks to be considered for the final selection. The interview is the third and nearly final process of the selection, and candidates need to clear both the written test and interview separately.
SBI CBO Final Selection 2025
The final selection in the SBI CBO 2025 exam is determined based on the combined performance of the candidates in the Online Test and Interview stages. The weightage for each stage is as follows:
- Online Test:75%
- Interview:25%
The final merit list is prepared by normalizing the marks obtained in the Online Test and Interview and then calculating the weighted average. The candidates who secure the highest positions in the final merit list will be selected for the post of SBI CBO.
SBI CBO Exam Pattern 2025 : FAQs
- What is the SBI CBO exam pattern?
The SBI CBO exam typically consists of an online objective test followed by a descriptive test. The objective section covers English Language, Banking Knowledge, General Awareness/Economy, and Computer Aptitude, while the descriptive part involves letter and essay writing. - Is there a negative marking in the SBI CBO exam?
No, the SBI CBO exam does not have any negative marking for wrong answers in the objective test, which provides candidates a chance to attempt all questions without penalty. - What is the duration of the SBI CBO exam?
The online test is conducted over a duration of 2 hours and 30 minutes—2 hours for the objective test and 30 minutes for the descriptive test. - How many questions are there in the SBI CBO objective test?
The objective test comprises 120 questions in total, divided across four sections, each with different weightage in terms of marks and number of questions. - What type of questions are asked in the SBI CBO descriptive test?
The descriptive test includes two questions: one essay and one letter writing task, designed to assess the candidate’s communication skills in English. - Is the SBI CBO exam conducted online or offline?
The entire SBI CBO recruitment test, including both objective and descriptive parts, is conducted in an online mode at designated exam centers. - Are all sections in the SBI CBO exam compulsory?
Yes, candidates must attempt all sections of the objective test, and both questions in the descriptive test, as they are all mandatory. - Is there a sectional time limit in the SBI CBO exam?
No, the SBI CBO objective test does not have a sectional time limit, allowing candidates to allocate their time across sections as they prefer within the overall time frame. - Does the SBI CBO exam include reasoning or quantitative aptitude sections?
Unlike many bank exams, the SBI CBO pattern does not specifically include separate sections for reasoning or quantitative aptitude; instead, it focuses on job-relevant topics like banking knowledge and computer aptitude. - Is the descriptive test evaluated for all candidates?
The descriptive test is evaluated only for those candidates who qualify in the objective test by securing the required cutoff marks as decided by the bank.
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